Health Insurance Options

Health insurance is a vital tool for protecting your family's health. There are three main types of coverage, starting with an employer option to the public marketplace and ending up in private markets - all of which provide different benefits. Book an appointment today and let’s get started.

Employer Option: The best healthcare option for the employed is usually to get coverage through their workplace. When adding spouses and dependents, employers don't always contribute equal amounts towards monthly premiums so it's not a very affordable plan as well - especially when Cobra packages are offered with higher rates than other options available.

Public Marketplace: ACA Insurance plans are often called Obamacare. These types of health insurance options typically come with smaller network options like EPOs & HMOs, which means you must go to selected doctors in your region and receive referrals from them before seeing a specialist or getting dental work done outside the plan's restricted list (unless it’s urgent). The deductibles for these policies can be very high so users will need good financial planning skills when making decisions about what kind might suit their needs best- these are great if you have major pre-existing conditions.

Direct link to the marketplace: https://www.healthsherpa.com?_agent_id=pcg

Private Market: Health Insurance plans based on your health and not your income, these plans allow you to customize the plan to your needs and reward you for being healthy with preferred rates, these plans come with low deductible options, and is great for people that are healthy and or doesn’t really use health insurance. Looking for a plan that will be effective yet affordable? then you need to see if you can qualify for a plan based on your health!